4. Rely on your team. When you watch a football game, you'll see 22 players on the field at any one time."Like I said, it's one of the toughest things about being 03," linebacker Spencer Paysinger said. "Everybody's going to come after you. Everybody's going to look at you and say that this team is an easy win, they haven't been playing in sync, we can get after their offence, we can frustrate their defence, we can convert whatever we want whenever we want.

3. Start with as little as a $25 (or less) per month and make it automatic Pick a day of the month shortly after you typically receive income. Gradually increase your savings each month by 1% of your income or $10 a month.Now that December is here, it is time for me to solidify my goals for 2013. As always, I balance and set goals in all areas to maximize my growth as a person and as a professional. I have goals for health that include a targeted lifetime eating plan; goals for my business that emphasize