michael kors outlet Many debts can be consolidated into lower payments, such as student loan debt. However, just make sure that consolidation doesn't lead to higher interest rates or unmanageable payments in the long run. Along the same thread, there are nonprofit debt consolidation companies that can negotiate lower interest payments for clients.In the Sunday night preview, Administration officials cast Obama's plan as a total of $4.4 trillion in net deficit reduction including cuts that were made in discretionary spending as part of the August deal and prospective savings on interest costs. (While Republicans are sure to dismiss Obama's counting of war savings, they have done the same thing in their deficit plans.) Moreover, an Administration official noted, the $4.4 trillion is net of the cost of Obama a package of payroll tax cuts, infrastructure spending, and unemployment insurance designed to attack the nation's stubbornly high 9.1%