Many 403(b) plans that don't offer matching contributions, commonly those for school employees, are exempt from ERISA and don't always follow 401(k) rules. For example, some 403(b) plans already let companies that run the plan advise employees on which funds or other investment options to choose. The pension bill would extend this controversial practice to 401(k) plans.."I think he was worth more," Theismann said. "I'm looking at Alex Smith as a minimum fiveyear guy, playing until at least 34. It's a good deal for Kansas City, even though I think it gives San Francisco more than people might have expected.

"When you're moving around, your brain is suspended," he says. "The suspension of the brain in the skull is really important. We found that when you're moving your head normally, and even in mild concussions, it's probably not the impact of the brain against the skull that provides most deformation.I think Chappell always have negative thing